If you are looking to purchase a home, the Benedict-Allen Community Development Corporation (CDC), a HUD certified housing counseling agency, is now providing homebuyer, pre-purchase counseling. We offer information that will help you learn the steps required to purchase a home, and qualify for homebuyer programs. Learn more about programs that could possibly assist with some of the costs associated with purchasing your first home.
Participants will also learn:
What to expect throughout the loan process;
(selecting a realtor, qualifying for a mortgage)
- How credit scores affect your mortgage interest rates and fees;
- The meaning of common real estate terms;
- How to avoid delinquency; and
- How to avoid predatory lending practices.
By attending the workshops, and completing the required Homebuyer Education Learning Program (H.E.L.P.) courses offered by the CDC, you will become empowered to make sound decisions regarding the purchase of your home. Program participants will also receive a housing certificate which may qualify you to receive down payment assistance from lenders in your area.
Counseling sessions are held at the Benedict College Business Development Center, 2601 Two Notch Road, Columbia, SC 29204. Located across from the Benedict College football stadium.